Website Terms and Conditions of Use
Last Updated: November 6, 2024
By accessing this web site, you are agreeing to be bound by these web site Terms and Conditions of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this web site are protected by applicable copyright and trade mark law.
Information We Collect
We collect various types of information to provide and improve our services. This includes:
Personal Identification Information: Name, contact information, and other details necessary to assist you.
Financial Information: Information related to your benefits and financial status, which is essential for providing tailored assistance.
Overview of Services
We provide insurance-related services to help seniors understand and manage their insurance benefits. Our services include:
Insurance Consultation: Offering expert advice on selecting and managing insurance policies.
Claims Assistance: Supporting you with the filing and management of insurance claims.
Policy Review: Reviewing and explaining insurance policy details to ensure clarity and understanding.
SMS Messaging
We reach out to contacts who have requested information regarding their Medicare options. Every contact filled out a form online requesting information. We do not "cold call", everyone we reach out to has requested us to.
You may cancel the SMS service at any time. Simply text "STOP" to the shortcode. Upon sending "STOP," we will confirm your unsubscribe status via SMS. Following this confirmation, you will no longer receive SMS messages from us. To rejoin, sign up as you did initially, and we will resume sending SMS messages to you.
If you experience issues with the messaging program, reply with the keyword HELP for more assistance, or reach out directly to [email protected].
Carriers are not liable for delayed or undelivered messages.
As always, message and data rates may apply for messages sent to you from us and to us from you. For questions about your text plan or data plan, contact your wireless provider.
For privacy-related inquiries, please refer to our Privacy Policy.
User Obligations
By using our services, you agree to:
Provide Accurate Information: Ensure that all information you provide to us is accurate, complete, and up-to-date.
Compliance with Laws: Use our services in compliance with all applicable laws and regulations.
Prohibited Activities: Refrain from engaging in any unlawful or prohibited activities, including unauthorized access to our systems or misuse of our services.
Intellectual Property Rights
All content on our website, including text, graphics, logos, and images, is owned by us or our licensors and is protected by intellectual property laws. You may not use, copy, or distribute any content without our prior written consent.
Third-Party Links and Services
Our website may contain links to third-party websites or services. We do not control or endorse these third parties and are not responsible for their content or practices. Accessing third-party sites is at your own risk.
Limitation of Liability
In no event shall we nor our suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption,) arising out of the use or inability to use the materials on our Internet site, even if Bill Elliott or an authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.
Dispute Resolution
Any disputes arising out of or relating to these Terms or our services will be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration will take place in the State of Georgia, and you agree to submit to this jurisdiction for the purpose of resolving any such disputes.
Termination of Services
We reserve the right to terminate or suspend your access to our services at our sole discretion, including if you violate these Terms. Upon termination, your right to use our services will cease immediately.
Revisions and Errata
The materials appearing on this web site could include technical, typographical, or photographic errors. We do not warrant that any of the materials on our website are accurate, complete, or current. We may make changes to the materials contained on our website at any time without notice. We do not, however, make any commitment to update the materials.
Modification to Terms
We may update these Terms from time to time without notice. Any changes will be posted on our website with the updated effective date. Your continued use of our services after any changes constitutes your acceptance of the revised Terms.
Contact Us
If you have any questions or concerns about these Terms & Conditions of Use or our practices, please contact us at: [email protected].
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